RushPath to Credit

Your Prepaid Visa® RushCard can help you build a positive credit file. When you enroll in our FREE RushPath to Credit and make recurring deposits and payments using your RushCard, your transaction information will be reported to participating consumer credit reporting agencies.

RushPath to Prepaid Credit Card

How it works

  • RushPath to Credit is an optional service. When you register online for a FREE account, click RushPath to Credit and select "Enroll."*
  • Use your Prepaid Visa RushCard when paying your utility, cable, telephone or any other recurring bills every month.
  • RushCard automatically reports your payment history to LexisNexis® and PRBC®, a national credit reporting agency.

The credit reporting agencies we report to use your transaction history to create a positive credit file for you. When you apply for credit, lenders may use your positive credit file to qualify you and offer you lower interest rates.

*If you do not enroll, your information will not be reported to consumer credit reporting agencies. You are free to discontinue at any time.
*RushPath to Credit will not help your current credit rating, record, or history with credit agencies that currently do not accept RushCard transaction history as part of their credit rating system.
*The Bancorp Bank is not affiliated in any way with RushPath To Credit and does not endorse or sponsor RushPath To Credit.

About LexisNexis

LexisNexis® (www.lexisnexis.com) is a leading provider of information and business solutions to professionals in a variety of industries—legal, risk management, corporate, government, law enforcement, accounting and academic. A member of Reed Elsevier PLC, the company does business with professionals in 100 countries with 13,000 employees worldwide. Building on the 30-year LexisNexis tradition as a trusted provider and custodian of quality information, the LexisNexis® Risk & Information Analytics Group leverages cutting-edge technology, unique data and advanced scoring analytics to provide total solutions for client needs. Our solutions are designed to serve the risk information industry, which includes professionals and organizations such as law enforcement, government agencies, financial services firms, collection agencies, insurance and health care providers, hiring managers and others.

About PRBC

PRBC (www.prbc.com) is a subsidiary of MicroBilt Corporation. PRBC is an FCRA compliant credit repository established to serve the approximately 100 million US consumers lacking a traditional credit history. PRBC offers the PRBC Report with FICO® Expansion® Score, a consumer credit file and score based on a consumer's history of making rent and other recurring bill payments. The PRBC report with FICO® Expansion® Score provides business with the credit file and score necessary to demonstrate a consumer's creditworthiness when applying for housing, credit, insurance, and employment.

A PRBC Report with FICO® Expansion® Score is made available and utilized by lenders for "permissible purposes" under the Fair Credit Reporting Act to evaluate applicants. Lenders such as Ford Motor Credit, Chrysler, HSBC, and many others utilize the FICO® Expansion® Score in assisting with their lending decisions.

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The Prepaid Visa RushCard is issued by The Bancorp Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used wherever Visa debit cards are accepted.

*Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.
** Deposit limits may apply. Faster access to funds is based on comparison of traditional banking policies versus electronic direct deposit. Direct Deposit and Early deposit capability is to payer’s support of the feature and timing of payer's funding. Check with your payer to find out when the direct deposit of funds will start.